Real Estate

April 20, 2023

What is Contractual Risk Transfer?

Risk comes in many forms, whether it’s a fire destroying your property or a business partner suddenly dying. Insurance aims…

April 12, 2023

Tips for Avoiding Underinsurance

While businesses may be all too aware of the impact of economic pressures on operations, many fail to appreciate the…

March 22, 2023

2023 Canadian Insurance Market: Disruptors and Trends to Monitor

The insurance marketplace is hardening across most sectors as insurance companies re-evaluate their books amid many challenges for the industry….

March 9, 2023

2023 D&O Trends

The Directors and Officers Liability (D&O) insurance market continues to soften for companies who can demonstrate strong corporate governance practices…

March 3, 2023

Preventing Water Damage in Commercial Buildings

Water damage is a significant issue affecting Commercial properties across Canada. There are many manufacturers developing technology to identify and…

January 27, 2023

Layoff Cautions for Employers

In an attempt to save money while the economy is in a bit of a slump, many employers are trimming…

Client Support

We are proud of the supportive, innovative services and expert advice we provide to our clients and are even more proud to share what they have to say about us.

Yearly reviews ensure that we remain proactive about our coverage. I know our customized insurance policy will always meet our needs. Over the years the relationship has grown and has always remained friendly and fun, as well as professional and responsive. They keep their customers’ best interests at heart and treat their clients like humans, rather than transactions.

We all know that insuring your Business is not as simple as insuring your car or your home. Every business is unique, and needs a package of insurance that meets that business’ needs and provides the level of protection you’re comfortable with. Lloyd Sadd Insurance has helped me achieve the right type of insurance package.

Lloyd Sadd’s people are proactive risk managers. They answer questions easily and thoroughly.

Lloyd Sadd not only eliminates the complexities behind insurance and bonding, but they find ways to help clients like Dawson Wallace reduce their insurance costs. In Dawson Wallace’s particular case, Lloyd Sadd has provided consulting services beyond expectation.

Insurance is vital to my business, and I look for our insurance broker to be a ‘strategic business partner’, no different than our law or accounting firm. That vision I believe, is one that is shared by Lloyd Sadd. They continually tell me that their goal is to “understand my business, and help me become a better organization,” and for that reason, I trust my services to Lloyd Sadd.

Too often in this world of “dog eat dog”, companies promise “the Moon” but deliver only “Star Dust”. I can tell you that if you are considering looking at a new Insurance Broker I HIGHLY RECOMMEND you speak to Mr. Horcica to enjoy the experience I and my team have encountered over the last year.

Nason Contracting Group was previously insured by a national brokerage firm and we felt that a change was needed. Our experience with Lloyd Sadd has been an excellent one as they are very committed to our organization’s growth and success. They take an industry specialization approach and this has truly worked for us because their Construction Practice understands our construction issues.

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Edmonton

Head Office

Suite 700, 10240 124 Street
Edmonton, AB T5N 3W6

Phone:	780.483.4544
TF:	1.800.665.5243
Fax:	780.484.5727

Edmonton

Benefits, Pensions & Wealth

1900, 10104 – 103 Avenue NW
Edmonton, AB T5J 0H8

Calgary

1810, 144 – 4th Ave SW
Calgary, AB T2P 3N4

Phone:	403.444.0950
TF:	1.866.845.8330
Fax:	780.484.5727

Kelowna

313 Bernard Ave,
Kelowna, BC V1Y 6N6

Phone:	778.313.0504
TF:	1.800.665.5243

Bonnyville

Demers’ Insurance Ltd.
A Division of Lloyd Sadd

5206 50 Ave,
Bonnyville, AB T9N 1Y5

Phone:	780.826.3611

Manning

Stone Insurance Brokers Ltd.
A Division of Lloyd Sadd

117 4 Ave SW, Manning, AB T0H 2M0

Phone:	(780) 836-3061