Commercial Vehicle Insurance - Fleet Insurance | Lloyd Sadd Insurance Brokers
Skip to Content
Toll-Free: 1.800.665.5243

Protect Your Alberta Fleet:
Comprehensive Commercial Vehicle Insurance

Keep your Alberta business moving forward with reliable commercial vehicle insurance.

cunningham_transport MTE-logo_colour BME-Signature-Logo city-cab-company-logo connect transport logo
Trusted Partner for Contractors & Businesses
Relying on Commercial Vehicles

Customized Coverages for Commercial Vehicles

At Lloyd Sadd, we understand the unique needs of Alberta businesses that depend on commercial vehicles for their success. Whether you operate a large trucking fleet or rely on a single work van, we offer customized commercial vehicle insurance solutions to protect your valuable assets and keep your business on the road.

Complying with Alberta regulations is essential. We can help ensure you have the mandatory coverages.
  • Other Commercial Vehicles
  • Accident Benefits
  • Third-Party Liability
  • Additional Coverages

Food trucks, tow trucks, dump trucks – we understand the unique risks associated with different vehicle types.

Provides medical and income support for drivers injured in a collision.

Protects your business from financial responsibility for injuries or property damage caused to others by your commercial vehicles.

We go beyond the minimum with additional coverage options to fit your specific needs:

  • Collision & Comprehensive: Protects your vehicle from damage caused by collision with another object or theft.
  • Long-Haul & Short-Haul Trucking: Tailored policies for common and contract carriers, including long-haul operations.
  • Specialized Truck & Trailer Insurance: Coverage options for various trucks (semis, pickups), trailers (travel, flatbed, utility), and other specialized equipment.
  • Other Commercial Trucking Coverages: Food trucks, tow trucks, dump trucks – we understand the unique risks associated with different vehicle types.
GET A FREE QUOTE Let’s talk about your specific needs with one of our Lloyd Sadd advisors.

Why Get Commercial Fleet Insurance with Us?

Lloyd Sadd goes the extra mile to give your Alberta business the protection you deserve.

Preferred Coverage at Competitive Rates

We leverage our strong relationships with top insurers to secure comprehensive coverage at competitive rates.

Expertise in Commercial Fleet Insurance

Our advisors have extensive experience understanding the risks associated with commercial vehicles and can tailor a plan to fit your fleet’s specific needs.

Effective Risk Control & Policy Management

We proactively identify and mitigate risks to help you control your insurance costs and keep your drivers safe.

Local Support When You Need It

Our team of Alberta-based advisors is always available to answer your questions and guide you through the claims process.

Businesses Trust Our Risk Consultation for Commercial Vehicles

We all know that insuring your Business is not as simple as insuring your car or your home. Every business is unique, and needs a package of insurance that meets that business’ needs and provides the level of protection you’re comfortable with. Lloyd Sadd Insurance has helped me achieve the right type of insurance package.

Alta Window <br>Mfg. Inc.
Alta Window
Mfg. Inc.

Nason Contracting Group was previously insured by a national brokerage firm and we felt that a change was needed. Our experience with Lloyd Sadd has been an excellent one as they are very committed to our organization’s growth and success. They take an industry specialization approach and this has truly worked for us because their Construction Practice understands our construction issues.

Nason <br>Contracting

This is a relationship that has been very beneficial to Keller and one that we value to the same degree as our legal and accounting firms. These are all important business partners to Keller – they help us grow successfully.

Keller <br>Construction


From small construction companies to large-scale trucking operations, Lloyd Sadd offers comprehensive
commercial vehicle insurance solutions for a wide range of Alberta businesses.

Trucking Companies

Protect your fleet, cargo, and operations with customized insurance solutions.

Oil and Gas Contractors

Keep your specialized vehicles and equipment covered on the job site and while travelling.

General Contractors

Protect your work trucks, trailers, and tools from various perils.

Manufacturing/Mining Businesses

We understand the unique insurance needs of hauling raw materials and finished products.


At Lloyd Sadd, we are committed to minimizing disruption to your business in the event of an accident. Our experienced claims team will resolve your issue in a fast and fair manner.

Advocate on Your Behalf

We work diligently to ensure you receive a fair and fast settlement for your covered losses.

Prompt Loss Incident Reporting

We guide you through the claims process efficiently to minimize disruption to your business.

Lowering Financial Impact

Our team works towards minimizing the financial impact of a covered event by assisting you with a smooth claims settlement process.Proactive & Fair Settlements We strive to reach a fair and prompt settlement on your behalf to get your business back on track quickly.

Proactive & Fair Settlements

We strive to reach a fair and prompt settlement on your behalf to get your business back on track quickly.

GET A FREE QUOTE Want to report a claim immediately? Call our emergency line toll-free at 1.888.222.1760.

How Commercial Vehicle Insurance Works In Alberta

What constitutes commercial use of a vehicle?

In Alberta, any vehicle used primarily for business purposes is considered a commercial vehicle and requires commercial vehicle insurance. This can include:

  • Vehicles used to transport goods or equipment (e.g., trucks, vans)
  • Vehicles used for service calls or deliveries (e.g., tow trucks, plumbing vans)
  • Vehicles used for transporting passengers for hire (e.g., taxis, limos)

What is the average cost of commercial vehicle insurance in Alberta?

The cost of commercial vehicle insurance in Alberta varies depending on several factors, such as:

  • Type of vehicle (car, truck, trailer, etc.)
  • Size and weight of the vehicle
  • Business activity and cargo hauled (if applicable)
  • Driver’s experience and claims history
  • Your chosen coverage limits and deductibles

Tip: Contact Lloyd Sadd for a free quote to get an accurate estimate for your specific vehicle and business needs.

Do you need insurance for a trailer?

Yes, trailers used for commercial purposes typically require separate insurance coverage. This can be bundled with your truck insurance policy or obtained separately depending on your specific needs.

How much is insurance on a semi truck?

Semi-truck insurance can vary significantly depending on factors like the size of the trailer, the type of goods hauled (hazardous materials may cost more), and the driving record of the operators. Obtaining a free quote is the best way to determine the cost for your specific situation.

How much does trailer insurance cost?

Trailer insurance costs depend on the type and value of the trailer, what it typically carries, and the overall risk profile. Get a free quote to determine an accurate price for your specific trailer.

What is common carrier accident insurance?

Common carrier accident insurance is a specific type of commercial vehicle insurance designed for businesses that transport goods for hire. It provides coverage for accidents involving the carrier’s vehicle and the cargo being hauled.

What is non-trucking liability insurance?

Non-trucking liability insurance (NTL) provides coverage for a bobtail truck (tractor unit without a trailer attached) when it’s not being used for its primary function of hauling goods. This can be important if your drivers use the bobtail for errands or to travel between jobs.

Ready to get started?

Give us a call at 1.800.665.5243 or get a free online quote. Our experts will reach out to you to create the best insurance plan for your needs at an affordable price.

Get a Free Quote >