Property Management & Real Estate Insurance - Lloyd Sadd Insurance Brokers
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Peace of Mind for Your Alberta Properties:
Property Insurance for Real Estate Professionals and Property Managers

Protect your Alberta property portfolio with comprehensive insurance solutions from Lloyd Sadd.

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Trusted Partner for Property Owners, Managers
& Real Estate Professionals

What Property Insurance for Real Estate Professionals and Property Managers Covers

At Lloyd Sadd, we understand the unique risks faced by property owners, managers, and real estate professionals in Alberta. Whether you manage a single residential property or a diverse portfolio of commercial and industrial buildings, we offer customized insurance solutions to safeguard your assets and limit your liability.

Our comprehensive property insurance policies provide essential coverage for various risks, giving you peace of mind.
  • Commercial General Liability
  • Commercial Property
  • Property Contents
  • Business Interruption Coverage
  • Additional Coverages to Consider

Protects you from lawsuits arising from injuries or property damage to third parties on your property.

The physical structure of your building, including walls, roof, floors, and permanent fixtures.

Inventory, furniture, equipment, machinery, and other business-related items located within your building.

Provides financial protection in case your business operations are forced to halt due to a covered event, such as a fire or flood.

Depending on your specific business needs, you may want to consider additional coverage options such as:

  • Loss of Income: Covers lost income due to an insured event that prevents you from operating your business.
  • Extra Expense: Pays for additional expenses incurred to keep your business running after a covered loss, such as temporary relocation costs.
  • Data Breach Coverage: Protects your business from financial losses associated with a data security breach.

Equipment Breakdown: Covers the cost to repair or replace damaged machinery and equipment.

GET A FREE QUOTE Let’s talk about your specific needs with one of our Lloyd Sadd advisors.


Preferrered Coverage at Competitive Rates 30+ Years of Property & Real Estate Expertise Effective Risk Control & Policy Management Local Support When You Need It

Property Management Businesses Trust Our Risk Consultation & Resolution

We all know that insuring your Business is not as simple as insuring your car or your home. Every business is unique, and needs a package of insurance that meets that business’ needs and provides the level of protection you’re comfortable with. Lloyd Sadd Insurance has helped me achieve the right type of insurance package.

Alta Window <br>Mfg. Inc.
Alta Window
Mfg. Inc.

Overall the team we worked with did an excellent job at the renewal process. They do a great job keeping us up to date and it's been very easy to work with them. We are thrilled with the team we work with at Lloyd Sadd.

Canadian <br>Urban Atlantic
Urban Atlantic

This is a relationship that has been very beneficial to Keller and one that we value to the same degree as our legal and accounting firms. These are all important business partners to Keller – they help us grow successfully.

Keller <br>Construction

Who Needs Property Insurance for Real Estate Professionals and Property Managers?

Lloyd Sadd offers tailored insurance solutions for various real estate professionals in Alberta.

Residential Property Owners, Landlords, & Real Estate Investors

Protect your investment properties from unforeseen events and ensure you meet your legal obligations to tenants.

Property Management Companies

Safeguard yourself from professional liability claims and protect your business reputation.

Real Estate Developers & Contractors

Mitigate risks associated with construction projects and ensure your development is properly insured throughout the process.

Industrial & Commercial Property Owners

Secure your buildings, contents, and business operations against potential losses.

GET A FREE QUOTE Protecting your business has never been easier. Get a free quote today and receive a custom risk consultation.
Want to report a claim immediately?
Call our emergency line toll-free at 1.888.222.1760.

Navigating Commercial Property Insurance in Alberta

How is commercial property insurance valued in Alberta, and what factors affect the cost?

The value of your commercial property insurance is based on several factors, including:

  • Property value and type (residential, commercial, industrial): Higher valued properties and those with higher risk profiles (e.g., industrial facilities) will cost more to insure.
  • Building materials and construction: Properties with fire-resistant materials or advanced security systems may receive discounts.
  • Location and crime rates: Properties in high-crime areas or those prone to natural disasters will typically have higher premiums.
  • Your claims history: A history of past claims can increase your rates.

Tip: Implementing risk mitigation strategies can lower your insurance costs.

How can I reduce my insurance costs while ensuring adequate coverage?

  • Increase your deductible: Choosing a higher deductible can lower your premium, but remember you’ll be responsible for a larger out-of-pocket expense in the event of a claim.
  • Implement loss prevention measures: Install security systems, fire alarms, and conduct regular maintenance to minimize potential risks.
  • Maintain good housekeeping: Ensure your property is well-maintained and free of hazards that could lead to accidents.

What are the key considerations for insuring vacant properties?

Vacant properties pose a higher risk of vandalism or theft. When insuring a vacant property, you may need to:

  • Notify your insurance provider of the vacancy and the duration.
  • Take steps to secure the property, such as boarding up windows and doors.
  • Consider vandalism and theft coverage.

How does Lloyd Sadd handle claims for commercial property damage in Alberta?

At Lloyd Sadd, we have a dedicated team of claims adjusters experienced in handling commercial property damage claims in Alberta. We will:

  • Work diligently with your insurer to assess your claim and determine coverage.
  • Keep you informed throughout the claims process.
  • Advocate for a fast and fair settlement.

Can Lloyd Sadd provide insurance for mixed-use properties in Alberta?

Yes, Lloyd Sadd can provide insurance for mixed-use properties in Alberta. Our advisors will work with you to understand the unique risks associated with your property and develop a customized insurance plan that meets your specific needs.

How can I ensure my real estate development project in Alberta is fully protected?

Lloyd Sadd offers a variety of insurance solutions to protect your real estate development project throughout the construction process, including:

  • Builder’s Risk Insurance: Covers property damage and loss of materials during construction.
  • Course of Construction Insurance: Provides coverage as your property transitions from construction to a completed building.
  • Delay in Occupancy Insurance: Protects you from financial losses if unforeseen circumstances prevent tenants from occupying the building on time.

Our advisors can help you navigate the complexities of real estate development insurance and ensure your project is comprehensively protected.

Ready to get started?

Give us a call at 1.800.665.5243 or get a free online quote. Our experts will reach out to you to create the best insurance plan for your needs at an affordable price.

Get a Free Quote >