Hospitality

Hospitality businesses are often considered high-risk, high-reward propositions. The best in the industry are able to survive and thrive, but their operations remain vulnerable to a laundry list of risks, including:

• Guest behaviour (especially when alcohol is involved)
• Online privacy (especially hotels, which store large amounts of customer information)
• Employment practices (including wrongful dismissal claims).

Lloyd Sadd can help. As one of the largest hospitality brokers in Canada, we create customized insurance programs for a diverse clientele (including owners of restaurants, bars/nightclubs, hotels, casinos, festivals, sports facilities and other entertainment businesses). Our in-house experts understand the hospitality sector and will work with you to understand the specific needs of your business. We offer a variety of coverage options to ensure you have the protection you need, including:

• Property Insurance
• Liability Insurance
• Vehicle insurance
• Business interruption
• Liquor liability
• Food Contamination Liability
• Specific Peril Insurance

We hope you never have to file a claim and, to that end, we offer risk management services to reduce the threats to your business. Our team will evaluate all aspects of your operations to help you improve safety practices and prevent losses. Being proactive now helps avoid expensive complications later.

Extensive experience in the hospitality sector means Lloyd Sadd can leverage strong relationships with proven insurers to get the best value for your investment. And in the event you do need to make a claim, our claims advocacy team can expedite the process and help you get the best possible outcome.

With the success of your hospitality business on the line, you should expect the best products and customer service the insurance industry has to offer.

Contact us today to find out more about how we can help.